I. Credit Card Basics
1. What are the benefits of having a credit card?
2. Do you need good credit to get a new credit card?
3. Do credit cards help people with poor credit scores improve them?
4. Do all credit cards charge the same fees?
5. How many different types of credit cards are there?
II. Using Credit Cards
6. Can you use your credit card to buy something that isn’t available in your country?
7. Do you use your credit card often?
8. Do people usually pay by cash or cards in your country?
9. How much can I spend on my credit card each month without getting into trouble?
10. Are there any places where you can’t use a credit card?
III. Credit Card Features
11. Do all credit cards offer rewards programs?
12. Do you have a credit card?
13. Have you ever paid a late fee on any of your cards?
14. Are credit cards protected by the same laws as other loans?
15. Have you ever been declined when using one of your credit cards?
IV. Credit Card Payments
16. Can you use a credit card to pay your rent?
17. What is the interest rate on your current credit card?
18. What is a credit card?
19. What is your favorite credit card company?
20. Is it better to pay off your balance each month or just pay the minimum payment?
V. Credit Card Regulations
21. What is the minimum age for getting a credit card in your country?
22. What is the average interest rate on a credit card?
23. Does it matter which bank issues your credit card?
24. How much do you spend on your credit card every month?
25. What does it mean when someone says their income is too low for them to qualify for a credit card?
VI. Credit Card Usage
26. Can you use a credit card at all restaurants in your city?
27. How do you use a credit card?
28. Can anyone get a credit card without a job or income?
29. How much does it cost to get a credit card?
30. Do you think credit cards are a good way to build credit?
VII. Credit Card Limits
31. How many times can you use a credit card in one day?
32. What is the difference between debit and credit cards?
33. Do you have to pay interest if you pay off your balance in full each month?
34. How many credit cards do you own right now?
35. What is your credit limit on your card?
VIII. Credit Card Security
36. How can you keep your credit card information safe?
37. What should you do if your credit card is lost or stolen?
38. Have you ever had a problem with credit card fraud?
39. What is the best way to report a lost credit card?
40. Do you think credit card companies do enough to protect customers?
IX. Credit Card Benefits
41. What rewards do you get from your credit card?
42. Do you prefer cash back or travel points from your credit card?
43. How do you use the rewards from your credit card?
44. Have you ever used your credit card rewards to buy something special?
45. What is the best reward you have received from your credit card?
X. Credit Card Misuse
46. What can happen if you misuse your credit card?
47. Have you ever regretted a purchase made with a credit card?
48. How can you avoid overspending with a credit card?
49. What should you do if you can’t pay your credit card bill?
50. Do you think people should be more careful with credit cards?
XI. Credit Card Trends
51. How are credit cards changing in the digital age?
52. Do you think mobile payments will replace credit cards?
53. What new features do you want to see in credit cards?
54. How do you think credit card companies will change in the future?
55. What is the future of credit cards?
XII. Personal Experiences with Credit Cards
56. What is your best experience with a credit card?
57. What is your worst experience with a credit card?
58. Have you ever had a credit card that you loved?
59. What advice would you give someone getting their first credit card?
60. How do you feel about using credit cards in general?
