Paul Holmes -
University
English Professor

Free Materials For ESL Teachers and Learners

1:1 Online English classes. Find out more

“Credit cards” ESL Discussion Questions

1. What are the benefits of having a credit card?
2. Do you need good credit to get a new credit card?
3. Do credit cards help people with poor credit scores improve them?
4. Do all credit cards charge the same fees?
5. How many different types of credit cards are there?
6. Can you use your credit card to buy something that isn’t available in your country?
7. Do you use your credit card often?
8. Do people usually pay by cash or cards in your country?
9. How much can I spend on my credit card each month without getting into trouble?
10. Are there any places where you can’t use a credit card?
11. Do all credit cards offer rewards programs?
12. Do you have a credit card?
13. Have you ever paid a late fee on any of your cards?
14. Are credit cards protected by the same laws as other loans?
15. Have you ever been declined when using one of your credit cards?
16. Can you use a credit card to pay your rent?
17. What is the interest rate on your current credit card?
18. What is a credit card?
19. What is your favorite credit card company?
20. Is it better to pay off your balance each month or just pay the minimum payment?
21. What is the minimum age for getting a credit card in your country?
22. What is the average interest rate on a credit card?
23. Does it matter which bank issues your credit card?
24. How much do you spend on your credit card every month?
25. What does it mean when someone says their income is too low for them to qualify for a credit card?
26. Can you use a credit card at all restaurants in your city?
27. How do you use a credit card?
28. Can anyone get a credit card without a job or income?
29. How much does it cost to get a credit card?
30. Do you think credit cards are a good way to build credit?
31. How many times can you use a credit card in one day?
32. What is the difference between debit and credit cards?
33. Do you have to pay interest if you pay off your balance in full each month?
34. How many credit cards do you own right now?

🎉 Coming Soon ⏳

🧑‍💻 1 to 1 Online English Classes 👩🏻‍💻

Practice English through Zoom with me, Paul, or one of the teachers I have chosen for you. Suitable for all ages and levels.

Choose the teacher and time you want. 🧑🏻‍🏫👩‍🏫⌚️

You can learn:
– English writing skills (essays, emails, etc.) 
– English conversation practice 
– English pronunciation practice
– Textbook classes
Anything you want

Introductory prices:
60 minute class with native speaker (e.g. Paul): US$34.99 US$24.99
60 minute class with non-native speaker (e.g. Philippines, Indonesia): US$9.99 US$7.99

Interested? Please fill in the form and I will contact you soon!

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